Making your business more Profitable & more Valuable

Accredited Business Advisor in Kent 

Accredited Business Advisor in kent 

Scroll Down

Welcome to every business owner who wants to make your business more profitable and more valuable: I can help you.

I am a Business consultant, with 25 years’ experience of managing businesses change, in various countries and industries, from Kentish retailers and restaurants to breaking up and privatising energy companies.

In the last 4 or 5 years, I have provided several Government Loans to small businesses Start-Ups across the UK, as part of the Government’s ‘Funding for Lending’ program which has a fixed, 5-year interest rate of 6%, approx. half the High Street bank rate. No Fees, No Security required.

Clients for these £10-25k 'soft' Government personal loans for business have to have been trading for less than 2 years and have included an expanding children's nursery, an App Developer and a charity supplier.




  1. Efficiency is achieving the maximum productivity, with least effort spent, e.g. selling more products per day or installing more metres of cable per day. I can show your staff how to make their work easier, why? Because it will make your staff get through their work quicker and make you more profit; It's called Productivity.

  2. Effectiveness is the extent to which something is successful in providing the desired result. e.g. ensuring your Sales & marketing efforts reach more of your target audience.



Businesswomen & Businessmen often complain about a lack of cash flow, so I have 4 Key Tips:

  • Move all your customers over to electronic payments

  • Set your finance team cash flow targets like Salespeople are set Sales Targets

  • Start chasing payment before the Invoices are due

  • Ask all your customers to sign contracts with an agreed cash payments timetable for products delivered / sold.


Helping SME's save money every month on their

Gas, Electricity or Water.

This year I have saved a local Kentish restaurant £3,000 off his gas bill and £2,000 on his electricity bill. That's £15,000 over the 3 years I signed him up for, against the old EDF  default tariffs he had been stranded on. That's £15,000 in his pocket.

I invoiced him for 50% of the first year saving.

No saving No charge


I have started up 6 businesses myself and helped Start-Up over 50 more.

You need to get to grips with the basics - what is my idea, who are my competitors and why will customers buy from my business? How can I promote it, where, how can I sell it? Can I start it on my own or do I need help?

I can answer many of these questions for you and direct you to many local experts. For example, how much money will you need? We provide 5 year fixed-rate Government Loans of up to £25,000 per company Director, to companies less than 2 years old at half the interest rate of High Street Banks.

So far in 2018/9, I have helped finance a Kentish Dating Agency, a Charity Supplier & an App developer

Contact Me Today 

  • LinkedIn Social Icon
  • Facebook

01622 892315

Headcorn, Kent

©2019 by Emc & Associates Limited.